Pradhan Mantri Garib Kalyan Package Insurance Scheme

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Government of India announced the “Pradhan Mantri Garib Kalyan Package Insurance for Health Workers Fighting COVID-19” on 30th March 2020 for 90 days. It has now been extended for an additional 180 days.

This scheme provides an Insurance cover of Rs. 50 lakh to healthcare providers. This scheme covers loss of life and accidental death on account of contracting COVID-19. Ministry of Health and Family has collaborated with the New India Assurance (NIA) Company Limited for providing the insurance amount.

Key Features

1. For this scheme, no age limit has been fixed.

2. The claim under this policy is in addition to the amount payable under any other policies.

3. The Insurance premium is being borne by the government.

Who get Benefits  

This scheme includes Health worker, who may have to be in direct contact and care of COVID-19 patient. Apart from this, it covers private hospital staff, retired, volunteer, local urban bodies, contract, daily wage, ad-hoc or outsourced staff requisitioned by States/ Central hospitals/ autonomous hospitals.

Under this scheme, the Government of India paid 61 claims. There are 156 claims under examination by New India Assurance (NIA) Company Limited and 67 claims forms are yet to be submitted.  

Source- PIB

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